The Small Cedent’s Guide to
Securing Reinsurance Capacity

Discover how to build confidence with reinsurers and secure the capacity your portfolio deserves through data transparency, strategic storytelling, and smarter reinsurance tools.

Did you know?

Poor-quality or untrustworthy data can increase reinsurance pricing loads by up to 10%, impacting both loss and combined ratios.

Why Smaller Cedents Struggle to Secure Capacity

Reinsurers have limited time, and portfolios like yours—
fewer contracts and smaller premiums—can sometimes feel like an afterthought. Sound familiar?

Here's the truth—your size doesn't define your potential. With data transparency and a well-crafted narrative, you can showcase the unique value of your portfolio.

Here's what small cedents are up against:

  • Capacity Constraints

    Reinsurers focus their efforts on larger, high-volume portfolios, often overlooking smaller ones they assume are less profitable.

  • Limited Advocacy

    Without the clout of a large broker or internal expertise, you're left fighting to prove your value.

  • Broad Assumptions

    If your portfolio isn't perfectly clear, reinsurers lump you in with “typical” small cedents and offer unfavourable terms.

  • Time Pressures

    Teams like yours juggle multiple responsibilities, leaving little room to focus on reinsurance submissions.


Step-by-Step Guide to Securing Reinsurance Capacity

Turn your portfolio into a must-have for reinsurers with these steps:

Step 1:
Start with Data Transparency

Reinsurers need clean, organised data to understand your portfolio.

How to do it:

Use tools to structure your data clearly. Include all the key metrics reinsurers care about in an organised, understandable way.


Step 2:
Builld a Compelling Narrative

Reinsurance isn't just about numbers—it's about how you tell your story.

How to do it:

Highlight your portfolio’s unique strengths, changes in underwriting strategy, past performance for the current panel or responses to macro market changes or events


Step 3:
Start with Data Transparency

Time is limited, and reinsurers won't dig through messy data.

How to do it:

Create submissions that are easy to read and navigate. Use visuals like tables and charts to present your portfolio at a glance, or use tools to automate this process.


Step 4:
Avoid Broad Assumptions

Don't let reinsurers lump you in with other small cedents.

How to do it:

Provide context. For example, explain why your loss ratios are improving or why your risk exposure differs from regional averages.


Step 5:
Embrace Automation

Technology is your secret weapon to saving time and improving accuracy.

How to do it:

Tools like Superede Packs streamline data preparation, so you can focus on strategy instead of spreadsheets.

Transformative Results for Small Cedents

When small cedents adopt these strategies, the impact is undeniable on their reinsurance outcomes:

Save Time Where it Matters Most

By streamlining data collation and focusing on clear, transparent submissions, cedents save valuable time during renewals.

Boost Reinsurer Confidence in Your Portfolio

Cleaner data and compelling portfolio narratives lead to more productive conversations and better engagement from reinsurers.

Secure the Capacity You Need to Thrive

With the right approach, small cedents secure the terms they need to grow and thrive, even in competitive markets.


Accelerating Success with Supercede

Cedents who pair these strategies with Supercede’s platform unlock even greater efficiencies and cost savings:

100 hours saved per reinsurance treaty

Cedents using Supercede drastically reduce the time spent collating and validating treaty information.

85% faster internal data validation

Reinsurance buying teams significantly cut back on back-and-forth coordination with underwriting, claims, and finance colleagues.

20% lower administrative costs

Cedents achieve measurable savings on their reinsurance purchase, freeing up resources to focus on strategic priorities.

See how others are securing success

Download the Case Study now

FAQ for Small Cedents

Q. What if I don’t have a broker actively advocating for me?

A. You can still succeed by presenting a strong, well-prepared portfolio. This guide shows you how to use your data as your strongest advocate.

Q. What if I don’t have a dedicated reinsurance buying team?

A. Follow the advice above and use smarter software to automate data collation and submissions. This will reduce manual work, streamline the process, and take the pressure off your team.

Q. What if reinsurers assume my portfolio isn't worth their time?

A. Highlight what makes your portfolio unique, such as stable performance, risk improvements, or geographic diversity. Clear data and a strong narrative will show reinsurers why your portfolio is an opportunity, not an afterthought.


Why Supercede is the Right Partner for Smaller Cedents

We believe your size should never limit your potential. That's why we've built the only independent reinsurance platform designed to level the playing field for cedents of every size.

Discover the difference Supercede can make.

Here's how we help small cedents succeed:

  • Streamlined Submissions

    Automate your data preparation and submission processes, saving time and reducing manual effort.

  • Compelling Storytelling

    Present your portfolio in a way that reinsurers can't ignore, showcasing your unique strengths and stability.

  • Sustaiable Capacity

    Give reinsurers confidence in your portfolio and secure the terms you need to grow and thrive.


Scaling Smarter: Insights and Tools for Reinsurance Success

Sharpen your reinsurance strategies with these curated resources. Whether you're looking for actionable advice or in- depth insights, we've got you covered:

Tap into these insights to drive smarter decisions and better reinsurance outcomes.


Unmatched Security & Independence

Your data is protected by the highest security standards (ISO 27001 certified), while our platform remains entirely vendor-neutral to maintain your independence.


Ready to Transform Your Reinsurance Process?

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